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Does Ethiopia’s CBHI improve use and financial protection?

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CBHI members had ~2.09 OPD visits/capita/year and 28–43% lower annual OOP vs non-members, with less catastrophic spending after PSM.

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The impact of community-based health insurance on health service utilization and financial risk protection in Ethiopia

Alemayehu YK, Dessie E, Medhin G, et al. · BMC health services research · 2023

doi.org/10.1186/s12913-022-09019-6Read the full paper ↗37 citationscc by

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Does Ethiopia’s CBHI improve use and financial protection?

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Groups: 1586 members; 1863 and 789 non-members.

CBHI member households ( n = 1586), non-member households from CBHI implementing woredas ( n = 1863), and non-member households from non-CBHI implementing woredas ( n = 789)

Member OPD visits 2.09 vs 1.53 and 1.75.

The annual number of OPD visits per capita among CBHI member households was 2.09, compared to 1.53 among non-member households from CBHI woredas and 1.75 among households from non-CBHI woredas
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What they did

Compared members to non-members in implementing and non-implementing woredas using propensity score matching to reduce selection bias.

What they found

Higher OPD utilization (+0.36 vs non-members in CBHI woredas); substantial OOP reductions; lower catastrophic expenditure risk; authors endorse nationwide CBHI expansion.

The limits

What it doesn't show

Not randomized; residual confounding possible despite PSM; impoverishment patterns partly reflect poorer members’ composition.

Key terms

CBHI
Community-based health insurance.
OOP
Out-of-pocket health spending.
Catastrophic health expenditure
OOP exceeding a share of household spending (here >10%).
PSM
Propensity score matching to balance observed covariates.
Woreda
District-level administrative unit in Ethiopia.
OPD visits
Outpatient department utilization.

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CBHI member households sampled:

Common questions

Member sample?

n=1586.

Member OPD visits/capita/year?

2.09.

OOP reduction?

28–43%.

Analysis for selection?

Propensity score matching.